2005 FEMA Protecting Home or Sm. Business-Disasters 85p(1).pdf

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Protecting Your Home or

Small Business From Disasters

IS-394.A

December 2005

TABLE OF CONTENTS

Federal Emergency Management Agency Training

iii

Independent Study Courses

iii

Protecting Your Home or Small Business From Disasters

iii

Course Lessons

How To Complete the Course

Lesson 1. Overview: Protecting Against Disasters

Introduction

1-1

Natural Hazards

1-2

Protective Measures

1-3

Success Stories

1-4

Test Yourself

1-6

Lesson 2. Protecting Against Water Damage

Introduction

2-1

How Great is Your Risk of Flooding?

2-1

Protecting Personal Property

2-2

Retrofitting Your House or Place of Business

2-3

Protecting Utilities and Service Equipment

2-4

Making Major Structural Changes

2-8

Flood Insurance

2-12

Flood Insurance Resources

2-13

Success Stories

2-13

What’s Best for Your Home or Business?

2-15

Flood Protection Resources

2-16

Summary: Key Steps To Protect Against Water Damage

2-17

Test Yourself

2-18

Lesson 3. Protecting Against Wind Damage

Introduction

3-1

How Great Is Your Risk of Wind Damage?

3-2

Nonstructural Protective Measures

3-2

Structural Protective Measures

3-3

Protecting Roofs

3-4

Protecting Doors

3-5

Protecting Doors: Garage Doors

3-6

Protecting Windows

3-7

Protecting Your Home or Small Business From Disasters

TABLE OF CONTENTS (Continued)

Lesson 3. Protecting Against Wind Damage (Continued)

Tornado Risk

3-8

Tornado Risks: Safe Rooms

3-9

Protecting Your Place of Business

3-11

Success Stories

3-12

Summary: Key Steps To Protect Against Wind Damage

3-14

Test Yourself

3-15

Lesson 4. Protecting Against Wildfires

Introduction

4-1

How Great Is Your Risk of Wildfire?

4-2

Nonstructural Protective Measures

4-2

Creating a Safety Zone

4-3

Planning Water Needs

4-4

Structural Protective Measures

4-5

Personal Safety Measures

4-6

Before You Evacuate

4-7

Success Stories

4-8

Summary: Key Steps To Protect Against Wildfires

4-10

Wildfire Protection Resources

4-11

Test Yourself

4-12

Lesson 5. Protecting Against Earthquake Damage

Introduction

5-1

How Great Is Your Risk of Earthquake Damage?

5-1

Nonstructural Protective Measures

5-2

Securing Heavy Items

5-3

Securing Loose Items and Equipment

5-4

Fastening Water Heaters

5-5

Anchoring Fuel Tanks and Wood-Burning Stoves

5-8

Structural Protective Measures

5-9

Success Stories

5-11

Summary: Key Steps To Protect Against Earthquake Damage

5-13

Earthquake Protection Resources

5-14

Test Yourself

5-15

Glossary

Glossary-1

Answer Key

Answer Key-1

Protecting Your Home or Small Business From Disasters

Introduction

Federal Emergency Management Agency Training

The Federal Emergency Management Agency (FEMA) is the central point of

contact within the Federal Government for a wide range of emergency

management activities. The agency has numerous roles, including coordinating

Government activities, providing planning assistance, guiding and advising

various agencies, and delivering training.

FEMA’s training program is delivered through the Emergency Management

Institute (EMI). EMI provides emergency management training to enhance

emergency management practices throughout the United States for the full range

of potential emergencies.

A complete listing of EMI courses is available on FEMA’s website. The address

is http://www.fema.gov.

Independent Study Courses

FEMA’s independent study program is one of the ways that emergency

management training is provided to the general public and to emergency

management audiences. Many independent study courses are available through

FEMA’s website. All courses are suitable for either individual or group

enrollment and are available at no charge.

Protecting Your Home or Small Business From Disasters

A constant stream of news stories remind us that disasters can disrupt our lives

and damage our homes and businesses with little or no notice.

This independent study course will address different types of hazards and describe

specific measures that you can take to protect your home or place of business. No

prior knowledge of the subject is assumed. This course will provide a foundation

of knowledge that will enable you to:

Explain how protective measures can reduce or eliminate long-term risks

to your home and personal property from hazards and their effects.

Explain how protective measures for small businesses secure people,

business property, and building structures and prevent business loss

following a natural disaster.

Describe different types of natural disasters.

Describe hazards that pose a risk to your home or small business.

iii

Protecting Your Home or Small Business From Disasters

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